Financial Growth Sprint: Achieve Bold Money Goals in Just 90 Days

Kickstart Your Financial Growth Sprint: Why 90 Days is the Perfect Timeline

Imagine transforming your finances in just three months. The 90-day financial growth sprint is a proven strategy that leverages urgency, science-backed habit formation, and focused action to drive meaningful results. While annual resolutions often fade away by spring, a short-term, high-impact sprint keeps you engaged and accountable. If you’ve ever felt overwhelmed by lofty year-long goals or found your progress stalling, this time-bound approach could be the game changer your financial action plan needs.

The Science Behind 90-Day Goal Cycles and Habit Formation

Why 90 days? Behavioral psychologists have found that humans are highly responsive to clear, finite deadlines. A 90-day sprint leverages the psychological principle of urgency, making goals feel both attainable and actionable. Research from the American Psychological Association reveals that individuals using 90-day goal cycles are 42% more likely to achieve their financial objectives compared to those relying on annual resolutions (American Psychological Association, 2025). This is because shorter cycles allow for rapid feedback, regular course correction, and a stronger sense of commitment.

Habit formation also flourishes in sprints. Studies show that forming new money habits—like tracking expenses, automating savings, or reviewing investments—can take as little as 66 days, especially when supported by goal tracking tools and habit stacking for wealth techniques. The 90-day window is long enough to embed these behaviors yet short enough to maintain enthusiasm and focus.

Benefits of Short-Term Sprints for Financial Growth

• Increased Motivation: The ticking clock of a 90-day sprint triggers action, making it easier to start and stick with a financial sprint strategy.
• Measurable Progress: With built-in milestones, you can regularly track financial progress and celebrate wins, both big and small.
• Higher Success Rates: According to Fidelity Investments, participants in 90-day financial sprints report an average 17% increase in savings or debt reduction per cycle (Fidelity Investments, 2025).
• Flexibility: Short-term financial planning allows you to pivot quickly if market conditions or personal circumstances change, unlike rigid annual plans.

Common Pitfalls of Annual Resolutions—and How Sprints Overcome Them

Annual money goals often fail because they lack immediate feedback and clear, actionable milestones. It’s easy to lose momentum when progress feels slow or invisible. In contrast, a 90-day sprint breaks down overwhelming objectives into digestible steps, enabling you to adjust tactics in real time. Regular check-ins every few weeks fuel your momentum and help you course-correct before small setbacks become major derailments. For deeper insights on maximizing annual reviews and avoiding stagnation, explore the Annual Wealth Review Guide.

Examples of Achievable 90-Day Money Goals

• Increase your emergency fund by $1,000 using automated transfers.
• Reduce credit card debt by 15% through weekly tracking and targeted payments.
• Launch and fully fund a new investment account, such as a Roth IRA.
• Track and categorize 100% of your expenses using a budgeting app.
• Complete a financial audit and implement three cost-saving changes.

Each of these examples turns a broad ambition into a SMART financial goal—specific, measurable, achievable, relevant, and time-bound. By the end of your sprint, your results are tangible, and your confidence is reinforced.

Aligning Your Sprint with a Broader Financial Vision

A 90-day sprint isn’t just a standalone challenge—it’s a building block for long-term wealth. The key is to ensure your short-term financial planning aligns with your broader financial ecosystem. Start by defining your overall vision: Is it debt freedom, early retirement, or building passive income streams? Then, set sprint goals that act as stepping stones toward this vision. For a holistic strategy, read about how to design your financial ecosystem and create synergy between sprints and sustained growth.

Ultimately, a focused, time-bound sprint provides clarity, motivation, and measurable progress—qualities that annual resolutions too often lack. By embracing the 90-day model, you not only achieve money goals faster but also lay the groundwork for lifelong financial health. Ready to sprint? The next section will guide you through actionable steps to launch your first 90-day financial growth sprint.

Clarify Your Money Vision: Setting Ambitious Yet Achievable Financial Goals

Imagine if, just 90 days from now, you could point to a concrete financial win—savings boosted, a credit card wiped out, or a side hustle launched. That level of clarity and momentum is possible when you set focused, inspiring money goals that align with both your values and your long-term vision. In today’s fast-paced world, short-term financial planning isn’t just about the numbers; it’s about crafting a roadmap that energizes your journey and ensures every step counts toward your bigger dreams.

Identify Your Core Financial Priorities

The first step in any effective financial sprint strategy is getting crystal clear on what matters most to you. Ask yourself: What financial results would make the biggest impact over the next 90 days? For some, it’s building an emergency fund or paying off a high-interest credit card. For others, it could be kickstarting a side income stream or automating investments. By linking your sprint goals to your deeper life aspirations—such as security, freedom, or flexibility—you’re more likely to stay motivated and consistent.

• Reflect on recent financial stresses or missed opportunities. Which ones do you want to address first?
• Rank your priorities: Is building wealth, reducing debt, or increasing income most urgent right now?
• Visualize how achieving each goal would affect your daily life and peace of mind.

For a deep dive on values-based financial goal-setting, see how to align your values with wealth-building goals.

Use the SMART Framework for Clear, Actionable Goals

Vague intentions like “save more” or “spend less” rarely move the needle. That’s why using the SMART goal framework is essential for clarity and follow-through. SMART stands for Specific, Measurable, Achievable, Relevant, and Time-bound. Research shows that people who write down their financial goals are 33% more likely to achieve them than those who don’t (Dominican University of California, 2024).

• Specific: State exactly what you want to achieve (e.g., “Save $1,500 for an emergency fund” vs. “Save money”).
• Measurable: Define how you’ll track financial progress (e.g., weekly savings log, goal tracking tools).
• Achievable: Set a goal that challenges you but is realistic given your income and obligations.
• Relevant: Ensure your goal aligns with your current financial priorities and long-term vision.
• Time-bound: Give yourself a clear 90-day deadline for added urgency and focus.

Example: “Pay off $1,200 on my credit card in the next 90 days by making weekly payments of $100, funded by cutting dining out and taking a freelance project.”

Align Your 90-Day Goals with Your Personal Values and Life Vision

Ambitious yet realistic financial goals become powerful motivators when they’re rooted in your core values. This alignment creates consistency between your short-term actions and your long-term aspirations, preventing short-term wins from derailing your bigger plans. For instance, if financial freedom is your ultimate goal, a 90-day sprint to eliminate debt or create an emergency buffer directly supports that vision.

Consider revisiting your broader money vision before setting sprint goals. Are you building habits that will serve your future self? Integrating habit stacking for wealth—like automating savings every payday—makes it easier to stick with your plan and achieve money goals that matter.

The Role of Visualization and Vision Boards in Goal Achievement

Science backs the power of seeing your goals. Visualization techniques can boost your goal attainment rates by up to 18% (Harvard Business Review, 2024). Creating a financial vision board or using digital visualization tools helps you stay emotionally invested and focused, especially when challenges arise.

To learn practical steps for using vision boards to propel your wealth journey, check out this in-depth guide to money visualization.

• Gather images or quotes reflecting your goals (debt-free living, travel, homeownership).
• Display your vision board somewhere visible for daily motivation.
• Use visualization as a habit before financial decision-making or goal check-ins.

Examples of Ambitious Yet Realistic 90-Day Money Goals

• Save $1,500 for emergencies by automating $125 per week from your paycheck.
• Pay off a $900 credit card balance by reducing discretionary spending and using a windfall (like a tax refund).
• Launch a side income stream, such as freelancing or selling digital products, with the goal of earning $500 within 90 days.
• Track financial progress weekly using a goal tracking tool or spreadsheet.
• Implement one new habit stacking routine, such as moving spare change from every purchase into a savings app.

The key is to set goals that push you out of your comfort zone but are still within reach given your resources and constraints. Aligning your 90-day sprint with your larger vision and using proven frameworks like SMART, plus visualization, can make the process both effective and inspiring.

Ready to set your next 90-day goal? Start by reviewing your core values, choose a SMART target, and bring it to life with visualization. For a holistic approach, revisit how to craft your financial compass—and get ready to achieve money goals with clarity and confidence.

Design Your Financial Action Plan: Break Down Goals into Daily and Weekly Sprints

Big-picture money goals are inspiring, but the real magic happens when you turn those ambitions into bite-sized actions you can tackle every day. Whether you’re aiming to save for a down payment, pay off debt, or build an emergency fund, a financial action plan based on daily and weekly sprints will help you build momentum and achieve results faster. Let’s explore how to break down your short-term financial planning into manageable steps—and the proven strategies that keep your progress on track.

Breaking Down 90-Day Goals into Weekly and Daily Tasks

Start by defining your SMART financial goals for the next 90 days. For example, “Save $3,000 for an emergency fund” or “Pay off $1,200 in credit card debt.” Once you have your target, break it into weekly and daily micro-goals. If your goal is to save $3,000, that’s about $33 per day or $233 per week. By focusing on these manageable chunks, you’re much more likely to stay consistent and avoid procrastination.

• List your 90-day goal and divide it into 12 weekly milestones.
• Translate each weekly milestone into 5-7 daily tasks (e.g., track spending, transfer savings).
• Schedule a weekly review to monitor your progress and adjust as needed.

Research shows that breaking goals into weekly and daily micro-tasks increases the likelihood of consistent action and reduces procrastination (Journal of Behavioral Finance, 2024). This approach forms the backbone of a successful financial sprint strategy.

Habit Stacking and Supportive Routines for Wealth

Consistency is the secret to sustained financial progress. Habit stacking for wealth involves linking new financial behaviors—like checking your account balance or reviewing your budget—to existing routines. For example, if you already make coffee every morning, use that time to log yesterday’s expenses in your budget app. This technique has been shown to improve habit retention and goal progress by leveraging established neural pathways.

• Stack “reviewing your spending” onto your lunch break.
• Pair “setting up automatic transfers” with your Sunday planning ritual.
• Link “reading a financial article” with your evening wind-down.

For more ideas, explore daily habits to cultivate wealth and build sustainable routines into your day.

Time-Blocking and Productivity Strategies for Financial Tasks

Time-blocking is a proven method to ensure your financial tasks don’t get lost in the shuffle. By scheduling specific periods for activities like bill payments, budget check-ins, or investment research, you protect your goals from distractions. According to a recent study, time-blocking increases productivity and goal completion by 21% among financial planners (Journal of Financial Planning, 2025).

• Block 15 minutes each morning for budget tracking or reviewing your spending.
• Set aside an hour on Sundays for your weekly financial review and planning.
• Use recurring calendar reminders to automate essential financial check-ins.

For a detailed walkthrough, see time-blocking your way to financial success.

Tracking Progress and Adjusting Your Plan

Tracking your progress is crucial to maintaining motivation and course-correcting as needed. Visualization tools like vision boards can activate neural pathways associated with motivation and achievement, making your goals feel more tangible. Meanwhile, digital goal tracking tools and financial tracking apps provide real-time feedback. According to the Pew Research Center, users of financial tracking apps are 60% more likely to stick to their budgets and achieve short-term goals (Pew Research Center, 2025).

• Record your daily and weekly wins in a spreadsheet, journal, or app.
• Set mid-sprint checkpoints every 2-3 weeks to assess what’s working.
• Adjust your micro-goals or routines if you fall behind or discover new insights.

Regular tracking not only keeps you accountable but also allows you to celebrate small victories—fueling your momentum for the next sprint.

Tools and Templates for Sprint Planning

To simplify your financial sprint strategy, leverage templates and tools designed for goal tracking. Many apps provide customizable 90-day planners, daily checklists, and progress dashboards. A simple 90-day action plan template might include:

• Goal: What you want to achieve in 90 days
• Weekly Milestones: 12 clear targets
• Daily Actions: 5-7 habits or micro-tasks
• Tracking Method: Spreadsheet, app, or journal
• Review Points: Weekly and mid-sprint check-ins

Explore different goal tracking tools and experiment with digital versus analog systems to find what keeps you most engaged. Remember, the best system is the one you’ll actually use consistently.

By translating your big financial ambitions into daily and weekly action steps, you set yourself up for continuous progress and fewer setbacks. Combine habit stacking, time-blocking, and regular tracking to turn your vision into reality—one sprint at a time.

Track, Measure, and Optimize: Tools and Tactics for Staying on Course

The difference between setting SMART financial goals and actually achieving them often comes down to how well you track financial progress. During a 90-day sprint, having the right tools and rituals can transform your short-term financial planning from a wish list into a measurable, momentum-building journey. Let’s explore how digital dashboards, accountability strategies, and actionable review habits can help you stay laser-focused and adaptable throughout your financial sprint.

Choosing the Right Tracking Tools

The first step in your financial action plan is selecting goal tracking tools that fit your lifestyle and needs. Whether you prefer the structure of spreadsheets, the real-time insights of dedicated apps, or the customizability of dashboards, the key is to make tracking automatic and visual. For example, apps like YNAB or Mint offer habit stacking for wealth by integrating daily spending reviews, while spreadsheets provide tailored flexibility for unique goal categories.

• Apps: Great for automation and mobile access; some even sync with your accounts for instant updates.
• Spreadsheets: Ideal for those who like granular control and personalization.
• Dashboards: Integrate multiple financial metrics—such as net worth, savings, and debt payoff—into one view for a holistic snapshot.

If you're interested in streamlining choices and building wealth faster, consider setting up a financial decision dashboard to centralize your progress and next actions.

Setting Up a Personal Financial Dashboard

Creating a personal dashboard is at the heart of an effective financial sprint strategy. A well-designed dashboard consolidates your money goals, tracks your spending, and shows at a glance how close you are to your targets. Tools like Google Sheets, Notion, or custom apps allow you to visualize your progress with charts and daily check-ins. Studies show that digital dashboards and apps provide real-time tracking, making it easier to adjust strategies and stay accountable (Gallup, 2025).

• Display critical metrics—budget, savings, debt, investments—on one page.
• Use color-coding or progress bars for quick motivation boosts.
• Integrate reflection and gratitude prompts to reinforce positive behaviors and resilience after setbacks.

For more advanced tracking, review top online tools for tracking net worth to enhance your dashboard capabilities.

Weekly and Monthly Review Rituals

Consistency is the secret to effective short-term financial planning. Block out time each week and month to review your dashboard and reflect on your wins and challenges. Time-blocking financial tasks—like budgeting, reviewing investments, or updating your sprint log—reduces decision fatigue and creates a focused space for problem-solving and planning.

• Set a recurring calendar event for weekly reviews (15-30 minutes).
• Use monthly check-ins to assess progress on SMART financial goals and adjust your action plan.
• Incorporate gratitude journaling to boost resilience and maintain motivation through setbacks.

According to researchers, regular reflection and gratitude practices boost resilience, helping individuals recover from setbacks and maintain momentum (University of Pennsylvania, 2025).

Using Data to Pivot and Optimize Your Sprint

Data-driven adjustments are crucial for optimizing your financial sprint strategy. Review your tracked data to identify patterns—are certain expenses derailing your budget? Is your income tracking as planned? Use these insights to make micro-adjustments: reallocate spending, tweak savings goals, or experiment with new side hustles. The agility to pivot based on real-time feedback often separates successful sprints from stagnant ones.

Notably, after completing one 90-day sprint, 72% of individuals continue with subsequent sprints, leading to sustained financial improvement (Gallup, 2025). This iterative process builds lasting financial habits.

Accountability Strategies: Partners, Groups, and Public Commitments

Accountability is a proven accelerant for achieving money goals. Whether through a trusted partner, a small mastermind group, or public commitments (like sharing your goals on social media), declaring your intentions and sharing progress dramatically improves follow-through. In fact, accountability partnerships increase the likelihood of completing a 90-day financial sprint by 35% (University of Pennsylvania, 2025).

• Find an accountability partner and set weekly check-ins via text or call.
• Join or form a small group focused on goal tracking tools and mutual support.
• Announce your sprint publicly (online or in-person) to create external motivation and encouragement.

By leveraging the right tools, establishing review rituals, and embracing accountability, you can transform a 90-day sprint into a sustainable system for wealth-building. Stay adaptable, celebrate your wins, and remember: every review is a chance to course-correct and accelerate your journey toward financial independence.

Overcome Obstacles and Sustain Momentum: Mindset, Motivation, and Resilience

Every financial sprint—whether you’re tackling debt, building savings, or launching a side hustle—comes with its share of obstacles. From procrastination to self-doubt, setbacks are inevitable, but how you respond determines your ultimate success. Building the right mindset, sustaining motivation, and practicing resilience are essential for anyone seeking to achieve money goals in a focused 90-day sprint.

Identifying and Overcoming Common Obstacles

The most frequent roadblocks in short-term financial planning include procrastination, unexpected setbacks, and creeping self-doubt. Research shows that nearly 88% of people fail to achieve their financial New Year’s resolutions due to loss of motivation or unforeseen hurdles (U.S. News & World Report, 2023). Procrastination often stems from overwhelm—breaking big goals into actionable steps, like using a financial action plan, can make daily progress more manageable.

• Use goal tracking tools to visualize progress and stay accountable.

• Practice habit stacking for wealth—attach financial habits to existing routines to reduce friction.
• Anticipate setbacks by creating an emergency buffer for both time and money.

When you hit a wall, remind yourself that setbacks are part of the process. For deeper strategies on weathering financial storms, see how to master financial resilience in times of uncertainty.

Mindset Shifts for Financial Growth and Resilience

Sustainable change starts with mindset. Adopting a growth mindset—believing skills and results can improve with effort—is linked to higher financial achievement (people with a growth mindset are 34% more likely to reach their savings goals Morningstar, 2022). When you face setbacks, practice reframing: rather than seeing a missed target as failure, treat it as feedback for your next move.

Challenge cognitive biases that sabotage your progress. For instance, the “sunk cost fallacy” can keep you stuck in unproductive investments. Instead, use reflection to pivot strategically. If you want to harness these psychological tools, explore our guide on transforming your financial mindset using cognitive science.

Motivation Hacks: Rewards, Reminders, and Accountability

Staying driven for 90 days requires a mix of intrinsic and extrinsic motivators. Studies show that publicly committing to a goal increases completion rates by 65% (American Society of Training and Development, 2021). Try these motivation techniques:

• Set up small rewards for each milestone—this could be a favorite treat or a fun activity.
• Use digital reminders (calendars, apps) to prompt daily actions toward your SMART financial goals.
• Find an accountability partner—share your financial sprint strategy with a friend or community.

Tracking your progress visually (e.g., using a spreadsheet or habit tracker) taps into the psychology of momentum, making it easier to sustain effort and celebrate incremental wins.

The Role of Reflection and Gratitude in Sustaining Progress

Regular reflection helps you spot what’s working and where to recalibrate. Take five minutes each week to review your financial action plan and adjust as needed. Practicing gratitude—recognizing both small wins and lessons from setbacks—has been shown to boost resilience and motivation. In fact, a 2023 survey found that gratitude practices increased positive financial behaviors by 28% (National Endowment for Financial Education, 2023).

To learn how gratitude can transform your relationship with money, check out our article on the power of financial gratitude.

Celebrating Milestones and Recalibrating After Setbacks

Don’t wait until the finish line to celebrate. Mark every milestone—whether you’ve paid off a credit card, hit a savings target, or simply stuck to your budget for a week. Celebrating progress reinforces positive behaviors and helps maintain motivation. If you experience a setback, use it as a learning opportunity: review your approach, identify what triggered the lapse, and adjust your strategy.

• Document your wins in a journal or digital tracker.
• Share successes with your accountability partner for added encouragement.
• After setbacks, revisit your financial sprint strategy and set a new SMART goal for the next phase.

In summary, overcoming obstacles in your 90-day sprint is less about avoiding setbacks and more about building the mindset, motivation, and resilience to navigate them. By implementing these strategies—and celebrating every step—you’ll be far better equipped to track financial progress and achieve your money goals. For more on building long-term resilience, don’t miss our in-depth guide to financial resilience in a changing economy.

Reflect, Reset, and Scale: What to Do After Your 90-Day Sprint

Completing a 90-day sprint is a powerful milestone in your financial journey—one that deserves thoughtful reflection and purposeful action. Whether you’re building a savings cushion, tackling debt, or boosting your investment contributions, a well-executed short-term financial planning sprint can propel you toward your money goals faster than traditional annual plans. But what happens after the sprint wraps up? How do you leverage your momentum for even greater growth? Let’s walk through a practical process to review your results, celebrate your wins, and set the stage for scalable financial progress.

Conducting a 90-Day Sprint Review: What Worked and What Didn’t

The first step post-sprint is a thorough review of your financial action plan. Set aside dedicated time to analyze your sprint outcomes objectively. Ask yourself: Which strategies drove the most progress? Where did you encounter obstacles? According to a 2023 survey, 77% of people who tracked their financial progress weekly achieved their sprint goals compared to only 47% who reviewed monthly (Forbes Advisor, 2023). Use goal tracking tools—like digital spreadsheets or budgeting apps—to visualize your results and spot trends.

• Did habit stacking for wealth (e.g., automating savings plus tracking spending) yield sustainable changes?
• Were certain days or weeks consistently more productive for your financial tasks?
• Did you overestimate or underestimate the time needed for key money moves?

This honest assessment is the foundation for stronger future sprints and aligns well with approaches discussed in resetting your money mindset.

Celebrating Wins and Extracting Key Lessons

Recognizing your achievements—no matter how small—fuels motivation for your next sprint. Maybe you increased your emergency fund by 20% or cut discretionary spending by $200 per month. Take time to document these wins and share them with accountability partners or financial communities. According to research, celebrating incremental progress increases the likelihood of long-term goal attainment by up to 40% (Harvard Business Review, 2022).

• Journal about your most effective money habit from this sprint.
• List at least one financial skill you improved.
• Note any unexpected benefits, such as reduced financial stress or improved family communication around money.

Extract at least three actionable lessons to carry forward. These insights are the backbone of an adaptive dynamic financial plan that evolves as your life and priorities shift.

Resetting or Scaling Goals for the Next Sprint

With a clear understanding of what worked, it’s time to reset or scale your ambitions. If you met your SMART financial goals, consider leveling up: could you automate a larger percentage of your income toward investments, or test a new passive income strategy? If you fell short, adjust the scope, frequency, or tools for your next sprint. Remember, the aim is steady progress—not perfection.

• Refine your next 90-day goals to be more specific and measurable.
• Stack new habits onto successful routines (e.g., reviewing investments after every payday).
• Use feedback loops from the previous sprint to inform your updated financial action plan.

Scaling isn’t just about bigger numbers; it’s about building systems that make success repeatable. Consider leveraging technology, automating more processes, or expanding your accountability network.

Integrating Sprints into Annual and Long-Term Planning

Short-term sprints work best when integrated into broader financial strategies. Map your 90-day sprints onto your annual calendar, aligning each with key milestones such as tax season, investment rebalancing, or major purchases. This approach ensures that every sprint ladders up to your overarching wealth-building vision.

• Link each sprint to a long-term financial goal, such as retirement savings or homeownership.
• Use quarterly reviews to recalibrate your plan in response to life changes.
• Incorporate learnings into your evolving strategy for continuous improvement.

Studies show that people who break annual goals into quarterly sprints are 2.5 times more likely to achieve them (FranklinCovey, 2023). Embedding sprints in your planning cycle keeps motivation high and progress visible.

Building a Sustainable Cycle of Financial Growth

The true power of the sprint approach lies in its repeatability. By reflecting after each cycle, resetting with purpose, and scaling your ambitions, you create a sustainable rhythm for financial growth. Over time, the compounding effect of consistent action can yield transformative results—whether you’re aiming for debt freedom, early retirement, or generational wealth.

To maintain momentum, consider scheduling a quarterly financial retreat or review session. This not only reinforces the habit but also gives you space to celebrate, recalibrate, and strategize for the next chapter. For more in-depth strategies, explore the Financial Retreat Blueprint.

Ultimately, the post-sprint reflection and reset process isn’t just about hitting targets—it’s about evolving into the kind of person who achieves money goals consistently, adapts to change, and thrives in any financial climate. Start your next sprint with intention, and watch your wealth-building journey accelerate.

Frequently Asked Questions

What is a financial growth sprint and how does it work?

A financial growth sprint is a focused, 90-day period where you set, track, and work toward ambitious money goals using structured planning, regular reviews, and actionable steps.

How do I choose the right financial goal for a 90-day sprint?

Select a goal that is specific, measurable, and achievable within 90 days—such as saving a set amount, reducing debt, or increasing income—while aligning it with your broader financial vision.

What tools can help me track my financial progress effectively?

Popular tools include budgeting apps (like Mint or YNAB), spreadsheets, and personal finance dashboards, which allow you to monitor progress and adjust your plan in real time.

How do I stay motivated when I hit obstacles during my sprint?

Maintain motivation by celebrating small wins, using accountability partners, practicing gratitude, and reflecting on your progress regularly to overcome setbacks.

What should I do after completing my 90-day financial sprint?

Review your results, celebrate achievements, identify lessons learned, and reset or scale your goals for the next sprint to build on your momentum.

Can a 90-day sprint approach work for long-term financial goals?

Yes, by breaking long-term goals into a series of 90-day sprints, you can maintain focus, track progress, and make continuous improvements over time.